You received a call from a collection agency....now what?
A call from a collection agency can leave you with more questions than answers. There is a great deal of information available on the internet regarding your rights. It is in your best interest to know you rights and alternatives in dealing with your debt.
A good place to start is the Consumer Financial Protection Bureau. It will answer most of your questions.
The FAQs page has a some answers, courtesy of the FTC .... see more about consumer debt on the FTC website. The Federal Trade Commission (FTC), the nation’s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you.
If you are in the Kearney area, stop by our office and pick up brochures and worksheets, courtesy of the FTC.